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You receive a pension under the PPMP and want to go work in the public or parapublic sector

Plan concerned: The PPMP

Here are answers to questions often asked by people who receive a pension under the PPMP and wish to return to the job market for an employer in the public or parapublic sector.

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You Choose not to Participate in the Public-Sector Pension Plan

I’m retired and wish to return to the job market in the public or parapublic sector. I do not wish to participate in the pension plan. Will this decision have repercussions on the public-sector retirement pension I am presently receiving?

If you are returning to work in a position covered by RREGOP and that you decide not to participate in the plan, you will continue receiving your retirement pension in full, as well as your salary.

If you are once again working in a position covered by the PPMP and you decide not to participate in the plan, you will receive your retirement pension in full provided your salary is not greater than your limit for the current calendar year. The day following the one on which you reach your limit, the retirement pension that is paid to you will be reduced in proportion to the number of days of service that would have been credited to you had you participated in the retirement plan during your return to work.

The amount of the limit is specific to each participant and applies to the calendar year. It is determined on 1 January of each year, and it corresponds to the difference between the reference salary for the period and the amount of retirement pension that is or would be payable if no integration was applied.

If your return to work is still in progress on 1 January of the following year, you will start receiving again your retirement in full on that date, and, as long as the salary that is paid to you upon returning to work is not greater than your limit for a given year.

If you return to work in employment covered by the PPPOCS and your position is a manager position in a correctional facility or it belongs to the category of intermediate middle managers of the Institut Philippe-Pinel and you decide not to participate in the pension plan, the provisions regarding the return to work to be applied will be the same as those applicable to a person returning to work in a position covered by the PPMP. However, if you return to work in a position covered other than the ones mentioned above, the provisions regarding the return to work of a person returning to a position covered by RREGOP will apply.

Note that you will automatically become a member of your public-sector pension plan as soon as you start working again. However, you can choose not to participate in your pension plan. Your choice will apply as of the date on which you return to work. If you decide not to participate, you must complete the Return to Work of a Retiree as a Member of a Public-Sector Pension Plan This link will open in a new window. PDF. (RSP-202A) form and send it to person responsible for the administration of the pension plans at your place of work. This person generally works in the human resources department.

Easing measures related to the return to work of retirees and beneficiaries under the PPMP during the pandemic

In July 2020, due to the state of public health emergency, which was declared due to the COVID-19 pandemic, the Minister for Health and Social Services issued a ministerial order that provides for easing measures for retired members and beneficiaries of the Pension Plan of Management Personnel (PPMP). Under the order, retired members and beneficiaries of the PPMP who choose not to contribute to the plan upon returning to work can return to certain positions covered by the PPMP in the health and social services sector without their salary being included in the calculation of the limit. The return to work must be linked to the fight against the pandemic.

In December 2020, the Minister for Health and Social Services issued a similar ministerial order, which applied to certain positions under the PPMP in the education sector. Please note that the college level is not affected by the ministerial order.

  • A retired member of the PPMP who plans on returning to work in an occupation in the public sector should first contact his or her employer for information regarding the rules that will apply to his or her situation.

Do I have to inform you that I’ve gone back to work?

Yes. As soon as you return to work, you must meet with the pension plan administrator at your new place of work, generally in the human resources department. He or she will help you fill out the form Return to Work of a Retiree as a Member of a Public-Sector Pension Plan This link will open in a new window. PDF. (RSP-202A) and send it to us.

A friend of mine receives a pension under the PPMP. He benefited from a temporary retirement measure and is now thinking of going back to the job market. If he does, will he enjoy the same rights and benefits granted to him when he retired?

Under the PPMP, if your friend decides to return to job market in the public or parapublic sector, he can choose between the salary offered by his employer and the rights and benefits granted to him when he retired.

Therefore, it is important that, before making a decision, your friend receives from his potential employer or from our organization all the information regarding the possible consequences of going back to work.

 

You Choose to Participate in the Public-Sector Pension Plan

I’m retired and wish to return to the job market in the public or parapublic sector. I wish to participate in the pension plan. Will this decision have repercussions on the public-sector retirement pension I am presently receiving?

If you decide to participate in the public-sector pension plan, your pension will be completely suspended.

Note that you will automatically become a member of the public-sector pension plan as soon as you start working again. However, you can choose not to participate in your pension plan. Your choice will apply as of the first day on which you return to work. If you decide not to participate, you must complete the Return to Work of a Retiree as a Member of a Public-Sector Pension Plan This link will open in a new window. PDF. (RSP-202A) form and send it to person responsible for the administration of the pension plans at your place of work. This person generally works in the human resources department.

I am retired but I did not complete the additional participation period of 60 months before retiring. I wish to return to the job market in the public or parapublic sector and wish to participate in the plan. Will this allow me to complete the additional period?

No. Your new participation will not allow you to complete that period. When you cease working again, your pension will be recalculated using the same provisions than the ones used to calculate your initial pension.

Do I have to inform you that I’ve gone back to work?

Yes. As soon as you return to work, you must meet with the pension plan administrator at your new place of work, generally in the human resources department. He or she will help you fill out the form Return to Work of a Retiree as a Member of a Public-Sector Pension Plan This link will open in a new window. PDF. (RSP-202A) and send it to us.

Is it possible to receive a salary and a public-sector retirement pension at the same time without suspension of the pension?

Yes. If you are 65 years old or over, you can take part in the gradual retirement program, which allows you to decrease your work schedule and receive both your salary and your public-sector retirement pension.

However, to be eligible for this program, you must hold a position covered by the PPMP, the RREGOP or the PPPOCS.

To take part in the gradual retirement program, you must file an  Application for Gradual Retirement form (RSP-121A-PAR) and send it to us.

Note that the amount of your public-sector retirement pension may be limited during the gradual retirement period. For further information in this regard, contact the pension plan administrator at your place of work, generally in the human resources department.

Note that gradual retirement ends no later than 30 December of the year when you turn 71. Consequently, as of 31 December of that same year, if you continue working, you will automatically receive your full pension in addition to your salary.

A friend of mine receives a pension under the PPMP. He benefited from a temporary retirement measure and is now thinking of going back to the job market. If he does, will he enjoy the same rights and benefits granted to him when he retired?

Under the PPMP, if your friend decides to return to the job market in the public or parapublic sector, he can choose between the salary offered by his employer and the rights and benefits granted to him when he retired.

Therefore, it is important that, before making a decision, your friend receives from his potential employer or from our organization all the necessary information regarding the possible consequences of going back to work.

 

Return to Work Under Way on 31 December 2012

A friend of mine was working on 31 December 2012 following a return to employment. He heard that a transitional provision would apply in his case. Is that true?

Yes. In the case of a return to employment that was under way on 31 December 2012, a transitional provision provides that the former provisions regarding a return to employment apply until a change of position or work interruption occurs, and this, even if a contract of employment provides for the maintenance of job attachment during service interruption periods.

In fact, the maintenance of the previous return to employment provisions is linked to the continuation of the employment under way on 31 December 2012, and not to the maintenance of job attachment.

What were the previous provisions?

The previous provisions regarding a return to employment provided, among other things, that a pensioner from the PPMP who was under 65 years old and had employment covered by the RREGOP, the TPP or the CSSP before January 1, 1983, could receive his or her retirement pension, pension credit and salary without penalty until age 65, provided that the person chose not to participate to the PPMP in a return to employment context.

 

Useful Forms

Fill out this form to inform us that you have gone back to work:

 

Fill out this form to apply for the gradual retirement program:

Useful Links

To Learn More About Your Public-Sector Pension Plan