Retraite Québec 
     
     
     
 

  Home > Life events > Starting to work


You have previously participated in the RREGOP or the PPMP

Plans concerned: The RREGOP and the PPMP


Here are answers to questions often asked by people who have a new position in the public or parapublic sector and have previously participated in the RREGOP or the PPMP.

Click on the topic of your choice:

 

You’re Changing Position in the Public or Parapublic Sector

I just changed position within the public sector. My new employer says that I am still participating in my public-sector pension plan. How do I inform you?

You don’t have to. Your new employer will send us the information regarding your pension plan membership.

Your recognized years of service with your new employer will simply be added to the years accumulated when you worked for your former employer.

 

When you Left the Public or Parapublic Sector, you did not Receive a Refund of Your Contributions to the RREGOP or the PPMP

I left my public sector position a few years ago and didn’t request a refund of my contributions to the RREGOP. Now that I’m working in the public sector again, will my current pension plan credit my previous years of service?

Yes. Your recognized years of service in your new position will simply be added to the years of service accumulated before you left your previous public-sector position.

How do I let you know that I’m working in the public sector again?

You don’t have to. Your new employer will provide us with all the information regarding your pension plan membership.

 

When you Left the Public or Parapublic Sector, you Received a Refund of Your Contributions to the RREGOP or the PPMP

A few years ago, I worked in the public sector and participated in the RREGOP. When I left that position, I received a refund of my contributions. Now that I have a new position in the public sector, can I have my previous years of service recognized by my current pension plan?

No. The act governing your pension plan does not permit it.

 

When you Left the Public or Parapublic Sector, you had Your RREGOP or PPMP Contributions Transferred to a Locked-In Retirement Account (LIRA) or a Life Income Fund (LIF)

When I left my previous position in the public sector, I had the amounts accrued in my pension plan transferred to a LIRA. Now that I’m working in the public sector again, can I have my previous years of service recognized by my current pension plan?

Yes. You can have your current plan recognize the periods of service that were credited to you before you had the amounts accrued in your plan transferred to a Locked-In Retirement Account (LIRA) or a Life Income Fund (LIF) prior to leaving your position.

To do so, you will have to pay us the amounts that were transferred to your LIRA or LIF, with interest accrued at the rate of return of your pension plan, set out for each period. If applicable, you must also pay the amounts that were refunded directly to you because they could not be transferred to a LIRA or a LIF since the amount payable at that time exceeded the fiscal limit. By doing so, you will restore the rights you had under your plan at the time of the transfer in regard to your recognized years of service as well as your accumulated funds.

However, note that you must have held your new position for at least 3 months before you can do this.

How do I proceed to reinstate my rights?

All you have to do is write to us and provide all relevant details, including your name, your identification number or if you do not know it, your social insurance number and the name of your current employer.

After having studied your request, we will send you a return-of-contributions proposal indicating the exact amount that must be paid to your plan in order to reinstate your rights. The proposal, which you are free to accept or turn down, will stipulate the payment terms and be valid for 60 days.

 

Useful Links

 

To Learn More About Your Public-Sector Pension Plan